You can apply for multiple credits simultaneously, but never the same type until the previous one is paid.Īdditional credits: this mod was partially developed by Zooroo. You can choose up to five different credit values. Your sim will pay a daily rate to pay back the credit (with a 10% interest). A document with the Credit Agreement will appear in your sim’s inventory (and it’s not deletable!). When you apply for a credit, your household will get the money transfered to their account immediately. When your sim buys one of these cards, he will keep it in the inventory and you can sell it again for the same amount whenever you want. Credit CardsĬredit Cards in The Sims 4 can be bought at the functional ATM or via in-game computers. When you sims click on this ATM they can get a credit card or apply for a credit. You find a new ATM object under Electronics/Miscellaneous, named “ATM SimPoint”. ATM, Credit Cards and Loans Mod features Functional ATM The ATM, Credit Cards and Loans is very helpful when your want a member of a household to move out and keep some of that household’s money.